Lender Legal Services

The Metka Law Firm, PA has extensive experience with lender legal services. We have represented institutional lenders, hard-money lenders and private lenders and preparing documents for a wide variety of different commercial loan facilities, including, but not limited to:

  1. Purchase Money Loans
  2. Refinances
  3. Construction Loans
  4. Lines of Credit
  5. Balloon Loans
  6. Multiple Collateral Loans
  7. Seller Financed Loans

Our comprehensive representation, loan documents and meticulous closing process will ensure your financial investment is properly secured and completed in strict compliance with State and Federal laws.

In addition to our lender lender services, our attorney also has considerable experience representing commercial borrowers and is available to review and negotiate loan documents in favor of a commercial borrower’s interest as well. 

Our Process

  • Step 1
    Schedule a complimentary telephone consultation about our lender legal services with our experienced real estate attorney and retain our office to represent you.
  • Step 2
    We will run a title search on all applicable collateral to and issue a lender’s title insurance policy to insure that your mortgage has the priority you require.
  • Step 3
    Our attorney will prepare loan documents in accordance with your requirements for your review and approval.
  • Step 4
    Our attorney attends closing to ensure all documents are executed completely and properly prior to disbursement of the loan.


I wish there were more stars to review the Metka Law Firm!! We had a very positive experience with Chelsea and her entire team especially Teri. They are true professionals that are available for any and all concerns. They made the process of selling our home a pleasure. Would highly recommend this Firm.
Teri & her team are great! They handled all of the title & closing paperwork for the sale of our home - even with us having a complicated solar panel lease transfer and all of the difficulty with COVID-19. They managed to get our sale closed right on time with no major issues. They were super responsive & professional, and we are so glad to have worked with them! Thank you Metka Law!
J. W. R.
I could not praise The Metka Law Firm, P.A. enough on their expertise in the closing of property I recently sold!  They answered every phone call and question I had in this complicated process!  I highly recommend them!  You certainly will not be disappointed!


What loan documents are required for a Seller Financed sales transaction?

Typically, our office will provide a Mortgage, Promissory Note and Amortization Schedule. However, depending on each clients unique circumstances, additional documents may be advisable.

Can a borrower negotiate loan documents?

If you are a residential borrower, typically the loan documents are not negotiable. A commercial borrower on the other hand does usually have some negotiating power and should always try to negotiate key terms of their loan package in advance of closing.

How much do you charge for lender representation?

The answer to this question is dependent upon each Client’s unique circumstances. We offer flat rate and hourly services to fit each client’s specific needs. It is customary for the Borrower to pay for Lender’s attorney’s fees, and that requirement is usually negotiated as part of the loan commitment letter.

Give us a call today to discuss how we can assist with your loan.