622 Vineland Rd., Winter Garden, FL 34787
Chelsea L. Metka, Esq.

Chelsea L. Metka, Esq.

Founding Attorney · Board Certified in Real Estate Law, The Florida Bar

Fifteen minutes, no obligation. Bring us your contract, your lease, your loan, or your question.

Before You Sign: A Florida Family’s Guide to Deeds, Doc Stamps, and Homestead Protection

Before You Sign: A Florida Family’s Guide to Deeds, Doc Stamps, and Homestead Protection

Most family property transfers start with a generous idea. A parent wants to add a grown son to the deed. A couple wants the house in their trust. A homeowner
Florida Homestead Law and Spousal Signatures: What Every Homeowner Should Know

Florida Homestead Law and Spousal Signatures: What Every Homeowner Should Know

A homeowner buys a house. Only one spouse’s name goes on the deed. Later, that homeowner refinances or sells, and the lender or title company asks for the other spouse’s
How to Transfer Property to a Family Member in Florida (Without Creating a Legal Mess)

How to Transfer Property to a Family Member in Florida (Without Creating a Legal Mess)

Key Takeaways Once a deed is recorded in the public records, it cannot be undone. Depending on the mistake, it may not be an easy fix, making professional review before
Down Payment Assistance Programs Are More Available Than Most Buyers Realize

Down Payment Assistance Programs Are More Available Than Most Buyers Realize

Many buyers walk into the mortgage process assuming assistance programs come directly from their lender. They don’t. Lenders act as the delivery point for programs funded by government-sponsored entities like
The Legal Backbone of Private Lending in Florida

The Legal Backbone of Private Lending in Florida

Private lending has become one of the fastest ways to fund a real estate deal in Central Florida. High net worth individuals, investment groups, and local lending firms step in
Private Lenders and Hard Money Loans: The Legal Protections You Can’t Skip

Private Lenders and Hard Money Loans: The Legal Protections You Can’t Skip

Key Takeaways Private lenders are not exempt from Florida law. The assumption that a private loan can be structured any way the lender wants is one of the most dangerous
Why the Cheapest Title Quote Isn’t Always the Best Deal

Why the Cheapest Title Quote Isn’t Always the Best Deal

Title insurance premiums are set by the state, which means every title company charges the same rate for the policy itself. That fact leads many buyers to assume it doesn’t
Title Insurance Explained: What You’re Actually Paying For (And What It Doesn’t Cover)

Title Insurance Explained: What You’re Actually Paying For (And What It Doesn’t Cover)

Key Takeaways Title insurance protects against past risks, not future ones. It covers unknown defects in a property’s chain of title, including prior errors, unpaid debts, fraud, and clerical mistakes
What Title Insurance Actually Covers

What Title Insurance Actually Covers

Most buyers see title insurance on their closing statement and assume it works like every other policy they own. It doesn’t. Homeowners insurance protects against a tree falling on the

Speak with a real estate attorney today

Fifteen minutes, no obligation. Bring us your contract, your lease, your loan, or your question.

Fax 1-888-357-0255
The Metka Law Firm, P.A.
622 Vineland Rd.
Winter Garden, FL 34787

We respond quickly, usually the same business day.