622 Vineland Rd., Winter Garden, FL 34787

Insights

Chelsea L. Metka, Esq.

Before You Sign: A Florida Family’s Guide to Deeds, Doc Stamps, and Homestead Protection

Before You Sign: A Florida Family’s Guide to Deeds, Doc Stamps, and Homestead Protection

Most family property transfers start with a generous idea. A parent wants to add a grown son to the deed. A couple wants the house in their trust. A homeowner
014: Florida Family Property Transfers: Protecting Your Homestead Exemption and Save Our Homes Cap

014: Florida Family Property Transfers: Protecting Your Homestead Exemption and Save Our Homes Cap

Chelsea Metka takes on one of the most common do-it-yourself tasks in Florida real estate: transferring a home to a family member. A parent adds an adult child to the
Florida Homestead Law and Spousal Signatures: What Every Homeowner Should Know

Florida Homestead Law and Spousal Signatures: What Every Homeowner Should Know

A homeowner buys a house. Only one spouse’s name goes on the deed. Later, that homeowner refinances or sells, and the lender or title company asks for the other spouse’s
How to Transfer Property to a Family Member in Florida (Without Creating a Legal Mess)

How to Transfer Property to a Family Member in Florida (Without Creating a Legal Mess)

Key Takeaways Once a deed is recorded in the public records, it cannot be undone. Depending on the mistake, it may not be an easy fix, making professional review before
013: Does Your Spouse Have to Sign the Mortgage? Florida Homestead Rules Explained

013: Does Your Spouse Have to Sign the Mortgage? Florida Homestead Rules Explained

Chelsea Metka welcomes back Eric Putt, branch manager at Waterstone Mortgage, to tackle a question that lands in her inbox on a near-weekly basis: does the spouse have to sign?
Down Payment Assistance Programs Are More Available Than Most Buyers Realize

Down Payment Assistance Programs Are More Available Than Most Buyers Realize

Many buyers walk into the mortgage process assuming assistance programs come directly from their lender. They don’t. Lenders act as the delivery point for programs funded by government-sponsored entities like
Down Payment Assistance Programs Are More Available Than Most Buyers Realize

012: Mortgage Myths & Real Estate Truths

Closing with Confidence welcomes Eric Putt, branch manager with Waterstone Mortgage in Winter Park, for a conversation on financing a home purchase without the surprises that derail deals late in
The Legal Backbone of Private Lending in Florida

The Legal Backbone of Private Lending in Florida

Private lending has become one of the fastest ways to fund a real estate deal in Central Florida. High net worth individuals, investment groups, and local lending firms step in
Private Lenders and Hard Money Loans: The Legal Protections You Can’t Skip

Private Lenders and Hard Money Loans: The Legal Protections You Can’t Skip

Key Takeaways Private lenders are not exempt from Florida law. The assumption that a private loan can be structured any way the lender wants is one of the most dangerous
The Legal Backbone of Private Lending in Florida

011: Private Lending in Florida: Legal Protections Every Investor Needs to Know 

Private lending has become one of the fastest-growing paths to funding real estate deals across Central Florida, and Chelsea Metka breaks down what makes those transactions work, and what makes

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622 Vineland Rd.
Winter Garden, FL 34787

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